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1. Why do I need to purchase auto Insurance?To drive legally in the United States, you are required to purchase your state's minimum required auto insurance. It is to ensure that each driver take responsibility for their actions. Another reason why you should purchase auto insurance is to protect your assets.
2. Am I covered under my personal auto policy if I also have my auto policy for business?If you own your car and simply drive to and from your principal place of business, this is considered personal use and will be covered under your personal policy. If in addition to commuting to work, you also use your vehicle for other business-related driving, such as traveling on sales calls or carrying tools, supplies, and equipment to a job site, this is considered business use. It may or may not be covered under your personal policy.
3. If I borrow someone else's car, who's insurance will cover me as well as the vehicle in the event of an accident?If you're driving someone else's car and you get into an accident, the insurance on the borrowed car would be the primary one to pay for damages. Unless it's exhausted, your auto insurance will be the secondary to cover.
4. After a Not at Fault Accident, how do I file a claim without having to pay my deducible?You can contact the other driver's insurance company or agent to file a claim. If you need assistance, please contact an Any Insurance claims professional.
5. Does my auto insurance policy cover rental vehicles?In most cases, your existing auto insurance will automatically extend accident benefits and third-party liability coverage to the rental vehicle. The limits would be the same as those on your own vehicle.
6. How can I save money on auto Insurance?There are many things you can do to make sure you're getting the best premium possible.
7. Will my insurance premium increase if I make a claim?There are certain factors that may result in an increase to your policy premium.