|#||WOrldMed-Inbound Plan A/B|
|Maximum Medical Coverage Limits||$500,000 / $1,000,000|
|Deductible||$0, $250, $500, and $1,000|
|Emergency Medical Evacuation||$250,000 Lifetmine Max|
|Emergency Reunion||Up to $15,000, 15 days max|
|Emergency Dental (Acute Onset of Pain)||Up to $100|
|Accidental Death & Dismemberment||$50,000 (ages 18-69)|
|Trip Interruption||Up to $5,000|
|Lost Checked Luggage||Up to $500|
|Plan detail information|
|Maximum Medical Coverage Limits|
|$500,000 / $1,000,000|
|$0, $50, $100, $250|
|Emergency Medical Evacuation|
|Up to $250,000 Lifetime Max|
|Up to $15,000, 15 days max|
|Emergency Dental (Acute Onset of Pain)|
|Up to $100|
|Accidental Death & Dismemberment|
|$50,000 (ages 18-69)|
|Up to $5,000|
|Lost Checked Luggage|
|Up to $500|
|Plan detail information|
1. Who may purchase 【WorldMed Inbound】?【WorldMed Inbound】is for non US citizens who are traveling to the US. Since the benefits and maximum coverage are better than other travel insurance, it's suitable for people who need long term business travel or study abroad.
2. Is there any service charge for applying for 【WorldMed Inbound】?Yes, there is a $5 enrollment fee for the purchase.
3. Am I eligible to purchase 【WorldMed Inbound】 if I already arrive in the US?Yes. Coverage can begin as early as the day after enrollment. Minimum purchase is 5 days，and maximum is 364 days.
4. Can I purchase 【WorldMed Inbound】 by phone?Yes. Our phone number is:+1 (626) 363-2228 or +1 (949) 999-8989 If it's inconvenient to come to our office or you don't want to enroll online, you can call our representative or add WeChat ID: 「WeChat ID：anyhealth38」. We are willing to answer all the questions and assist you with the whole process.
5. After purchasing 【WorldMed Inbound】, will the confirmation be mailed to me?No. Your receipt and Confirmation of Insurance will be sent to the e-mail address you provided. Please contact us if you have trouble receiving it. Our contact info is as follows：
6. Can my 【WorldMed Inbound】 policy go into effect the same day I enroll?No, your policy can go into effect as early as one day after your application turned in.
7. If I purchase 【WorldMed Inbound】 online, how do I make sure my purchase is successful?Once your online application is successfully submitted, you will see the 「Thank you for purchasing Visit USA-HealthCare Insurance」page. Also, an electronic copy of your confirmation and policy ID will be e-mailed to you as well.
8. If I decide not to come to the US, can I cancel my insurance and receive a refund?Yes. Cancellation and refund will be considered if requested in writing prior to your effective date of coverage. Any refunds are subject to a $25 processing fee. You can contact us via e-mail, WeChat or phone call. We will assist you.
9. What does “beneficiary” mean？Beneficiary is the person who receives the death benefit if the insured dies in an accident. The insured decides who the beneficiary is. Your beneficiary can be your spouse, children, estate, or living trust.
10. Can I choose any doctor or hospital?Yes. You can choose any qualified doctor or hospital.
11. Would the insurance company cover all the medical expenses once the deductible is met?No. Your still need to pay 10% of the medical expenses (Co-Insurance) up to $10,000, and then the insurance company would cover 100%. Note: Maximum benefit limit for Plan A is $500,000 and Plan B is $1,000,000.
12.Does 【WorldMed Inbound】 cover pre-existing conditions?No. Pre-existing conditions is any condition or disease (whether known or unknown) that exists 18 months prior to the effective date of your policy.
13. Any age limit for purchasing 【WorldMed Inbound】?Yes. The product is for children born after 14 days and for those under 69 years old.
14. What methods of payment are accepted?Any major credit cards（Visa、Master、Discover、American Express）or check.
15.What's the difference between 【WorldMed Inbound】 and 【Visit USA-HealthCare】?【Visit USA-HealthCare】 is suitable for short-term travel and 【WorldMed Inbound】 is suitable for long-term travel. Also, the maximum coverage of 【WorldMed Inbound】 is higher than [Visit USA-HealthCare] as well as the premium.