Assist international students locate lower premium with maximum benefits. Premium may lower than school offers.
| # | Outside US | Inside US (In Network) | Inside US (Out Network) |
|---|---|---|---|
| Maximum Benefit | Unlimited | Unlimited | Unlimited |
| Deductible | $0/$250/$500/ $1000/$2500/$5000 |
$0/$250/$500/ $1000/$2500/$5000 |
$0/$250/$500/ $1000/$2500/$5000 |
| Individual Out-of-Pocket Maximum | Depends on Deductible | Depends on Deductible | Depends on Deductible |
| Physician's Visits | $0 | $30 | 40% |
| Medical Emergency | $0 | 20% | 40% |
|---|---|---|---|
| Ambulance | $0 | 20% | 40% |
| Inpatient Hospital Services | $0 | 20% | 40% |
| Outpatient Surgery | $0 | 20% | 40% |
| X-rays&Lab | $0 | 20% | 40% |
| Prescription Drugs | Insurance company pay 100% of actual charge up to an annual maximum of $5,000 Maximum 90 day supply |
Insurance company pay 100% of actual charge up to an annual maximum of $5,000 Maximum 90 day supply |
Insurance company pay 100% of actual charge up to an annual maximum of $5,000 Maximum 90 day supply |
| Preventive Care | Free | 20% | 20% |
| Plan detail information |
Policies for applicants residing outside the U.S. are issued through the Global Citizens Association office in Washington D.C. The zip code that applies is 20036. Enter "0" in the quoting tool if applying online while living outside the U.S..
No. The policy does not automatically renew upon your request. If you want to renew your policy, please contact us:
Under indirect-pay services, you will receive the check for any eligible expenses with 15-30 business days once the insurance company receive your claim documentation. [GeoBlue Navigator] is under Blue Cross Blue Shield with big network, and it is contracted with lots of providers and hospitals. Under direct-pay services, your responsibility is your deductible only, since the providers and hospitals will communicate with the insurance company directly for billing.
The evacuation benefit pays for a medical evacuation to the nearest Hospital, appropriate medical facility or back to the U.S. Transportation must be by the most direct and economical route. All evacuations require written certification by the attending physician that the evacuation is medically necessary.
Yes. The GeoBlue Navigator plan does not exclude illnesses or injuries related to terrorism or a terrorist act.
No. The underwriting department will review the application and respond in writing within 24 - 48 hours. Your application may be 1) accepted or 2) denied.
The underwriting department will review the application and respond in writing within 24 - 48 hours. This may mean that we send a request for additional information to the applicant. The turnaround time in these situations will depend on how quickly the applicant responds to the request. If you are applying for coverage as a student only, you are eligible for our expedited underwriting process.
The total annual out-of-pocket expense limit is calculated by adding the deductible and coinsurance maximum together.
| Plan Deductible | Outside US | Inside US（In Network） | Inside US（Out of Network） | Coinsurance |
|---|---|---|---|---|
| $0 | $0 | $0 | $0 | $1,000 |
| $250 | $125 | $250 | $500 | $2,000 |
| $500 | $500 | $500 | $500 | $3,000 |
| $1,000 | $500 | $1,000 | $2,000 | $4,000 |
| $2,500 | $1,250 | $2,500 | $5,000 | $8,000 |
| $5,000 | $2,500 | $5,000 | $10,000 | $10,000 |
Yes. After 364 days of continuous coverage, 【GeoBlue Navigator】 members are eligible to enroll in a new plan that covers maternity costs in the same way as all other conditions.
If you were previously covered by a group or individual U.S. health plan that issues you a Certificate of Creditable Coverage, GeoBlue will apply this prior coverage to the pre-existing conditions waiting period, provided you meet GeoBlue's medical underwriting criteria. GeoBlue will also consider private health insurance issued in other countries as creditable coverage. There are several reasons why coverage would not be considered creditable:
